tag:blogger.com,1999:blog-37391182.post3522607206928153371..comments2023-06-19T07:45:50.004-04:00Comments on Two Pennies Earned: Signing Loan Documents for Our HouseUnknownnoreply@blogger.comBlogger2125tag:blogger.com,1999:blog-37391182.post-89835342470421095652008-11-03T17:59:00.000-05:002008-11-03T17:59:00.000-05:00That is so frustrating! You know if some legal ac...That is so frustrating! You know if some legal action ensued, lawyers would be asking why you signed all that stuff, if you knew there were errors. Much as we all know to read before we sign, sometimes there's just too much to get through. I'm glad it seems to have worked out for you.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-37391182.post-14441185232192197822008-10-28T15:03:00.000-04:002008-10-28T15:03:00.000-04:00Sorry to hear your closing was so unprofessional. ...Sorry to hear your closing was so unprofessional. Being in the mortgage business for the last 15 yrs I can tell you that you still have a couple of options to make sure that you were not unfairly overcharged. Your first course of action should be to get a solid comparison between the Good Faith Estimate and the HUD1. One very helpful site is Closingcostfax.com. The site is run by software that compares the Good Faith Estimate to the HUD1 in a matter of seconds and provides you with a side by side comparison to any changes that took place from the original Good Faith Estimate to the HUD1. Once you have the comparison in hand send it to the originator and ask for a detailed explanation for any cost that changed or were added to the HUD1. Many States now have laws in place to prevent several fees from being added or increased from the Good Faith Estimate. Closingcostfax will also help you determine which fees are reimbursable and give you a direct link to the division of Banks consumer complaint section of that State. Once the originator realizes you may go to the division of banks to report a violation there is a very good chance you will receive a refund from the originators company. Good luckAnonymousnoreply@blogger.com